2018 Rates for Our Medicare Supplement Plans

At FirstCommunity, we understand how important it is to have affordable health coverage. A Medicare Supplement, like FirstCommunity Senior Select, is the best way to avoid thousands of dollars in out-of-pocket expenses that Medicare doesn’t cover. For new policyholders with effective dates on or after January 1, 2017, our premiums are based on your current age and can save you money.

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Choose from the leading network of hospitals in North Alabama. If the services you require are not available at a participating hospital, then your physician may refer you to a non-participating hospital and your Medicare approved services will be covered by your FirstCommunity Senior Select policy.

Huntsville Area Rates

Use this table if you live in Jackson, Limestone, Madison, Marshall, or Morgan Counties

Age Plan A Plan B Plan C
65 $114.00 $119.00 $152.00
66 117.00 122.00 155.00
67 119.00 124.00 160.00
68 122.00 129.00 166.00
69 125.00 133.00 171.00
70 130.00 139.00 179.00
71 133.00 142.00 184.00
72 137.00 145.00 190.00
73 140.00 149.00 197.00
74 142.00 153.00 204.00
75 144.00 155.00 209.00
76 146.00 158.00 214.00
77 148.00 160.00 221.00
78 149.00 164.00 225.00
79 151.00 166.00 229.00
80 152.00 167.00 236.00
81 153.00 168.00 242.00
82 154.00 169.00 247.00
83 154.00 170.00 252.00
84 155.00 171.00 256.00
85 155.00 171.00 261.00
86 155.00 172.00 268.00
87+ 156.00 174.00 274.00

Shoals Area Rates

Use these rates if you live in Colbert, Franklin, Lauderdale, or Lawrence Counties

Age Plan A Plan B Plan C
65 $131.00 $145.00 $174.00
66 134.00 149.00 179.00
67 139.00 153.00 183.00
68 142.00 156.00 189.00
69 145.00 163.00 195.00
70 149.00 167.00 204.00
71 153.00 171.00 212.00
72 156.00 175.00 218.00
73 159.00 179.00 225.00
74 163.00 182.00 230.00
75 165.00 186.00 237.00
76 167.00 189.00 244.00
77 168.00 191.00 250.00
78 169.00 194.00 254.00
79 170.00 195.00 258.00
80 170.00 197.00 267.00
81 171.00 200.00 273.00
82 171.00 201.00 277.00
83 171.00 201.00 281.00
84 172.00 202.00 287.00
85 172.00 203.00 292.00
86 172.00 203.00 296.00
87+ 172.00 204.00 301.00

FirstCommunity Senior Select premiums are based on your current age - the age you have attained. So premiums are lower for younger buyers.

PREMIUM INFORMATION: Your premium will increase each year because of the increase in your attained age. Your premium is based on the attained age of the insured on January 1 of each year. We can also raise your premium if (a) we change the rates which apply to all policies of this form issued by us and in-force in your state; (b) coverage under Medicare changes; or (c) you move to a different ZIP Code location. We will send you a written notice at least thirty (30) days in advance when we change the premium rates for all policies of this form issued by us and in-force in your state.