Wed, Dec 11, 2019

Can I change from a Medicare Advantage Plan to a Medicare Supplement and when can I make that change?

During certain times each year (yearly enrollment periods for Part C (Medicare Advantage) & Part D (Prescription Drugs) you can make changes to either of those for the following year.

There are 2 separate enrollment periods each year:

1. Open Enrollment Period for Medicare Advantage and Medicare prescription drug coverage. (October 15 - December 7)


What can I do?

  • Change from Original Medicare to a Medicare Advantage Plan.
  • Change from a Medicare Advantage Plan back to Original Medicare.
  • Switch from one Medicare Advantage Plan to another Medicare Advantage Plan.
  • Switch from a Medicare Advantage Plan that doesn’t offer drug coverage to a Medicare Advantage Plan that offers drug coverage.
  • Switch from a Medicare Advantage Plan that offers drug coverage to a Medicare Advantage Plan that doesn’t offer drug coverage.
  • Join a Medicare Prescription Drug Plan.
  • Switch from one Medicare drug plan to another Medicare drug plan.
  • Drop your Medicare prescription drug coverage completely.


2. Medicare Advantage Open Enrollment Period  (January 1 - March 31)

(This Open Enrollment Period has been extended from February 14 in 2019 to March 31 starting in 2020.)


What can I do?

  • If you’re in a Medicare Advantage Plan (with or without drug coverage), you can switch to another Medicare Advantage Plan (with or without drug coverage).
  • You can drop your Medicare Advantage Plan and return to Original Medicare. You’ll also be able to join a Medicare Prescription Drug Plan.


What can’t I do?

  • Switch from Original Medicare to a Medicare Advantage Plan.
  • Join a Medicare Prescription Drug Plan if you’re in Original Medicare.
  • Switch from one Medicare Prescription Drug Plan to another if you’re in Original Medicare.


NOTE*
If you enrolled in a Medicare Advantage Plan during your Initial Enrollment Period, you can change to another Medicare Advantage Plan (with or without drug coverage) or go back to Original Medicare (with or without a drug plan) within the first 3 months you have Medicare.  


Give us a call and we will be happy to help you better understand your options during Open Enrollment. Call FirstCommunity at 256-532-2783 to speak to one of our Medicare experts.


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